In August and September, Attorney Dale Tamburro's seminars will include a variety of topics including IRA Distributions, Income/Estate Tax Planning and Types of Trusts.  The dates, time and detailed descriptions of these seminars can be found below.

Attorney Tamburro is also looking for new venues, such as Assisted Living locations, American Legions, Sons of Italy, Men's and Women's groups or even Corporate venues as an employee benefit.  If you would like Attorney Tamburro to present at your venue, please contact our office for more details.  All his workshops are free, some even include lunch.

Nuts and Bolts of Different Kinds of Trusts

What is a Donor? Trustee? Beneficiary? Contingent Beneficiares?  What are the benefits of all trusts?

What's the difference between:

  • Revocable Trusts

  • Irrevocable Trusts

  • Testamentary Trusts

  • Credit Shelt Trusts

  • Supplemental Needs Trusts

  • Life Insurance Trusts

This workshop will be provided on the following dates and locations:

  • Tuesday, August 29, 2017, 1:00PM at the Medford Senior Center
  • Wednesday, September 20, 2017, 10:00AM at the Watertown Senior Center

IRA Distribution Rules, Estate Tax and Income Tax Planning for Retirees and Other Special Rules rarely talked about 

What you will learn:

  • The major differences between Federal and Massachusetts estate taxes
  • The benefits and drawbacks of claiming residency in another state
  • How to potentially avoid estate taxes on your life insurance - review the pros/cons of a life insurance trust
  • Tax implication of selling your home or your investment property
  • How to structure investments inside of a taxable trust
  • How to potentially take second homes and other assets from claims of creditors, including nursing homes, and still leave/protect them for your family
  • Explaining IRD- income in respect to decedent- that potentially occurs when you own IRAs and annuities
  • Decision points when choosing your Power of Attorney holder, Trustee, Executor and other decision makers
  • Tax and distribution rules for IRAs or annuities after the death of the owner, whether directly to persons or through a trust
  • Tax implications of leaving money two or more generations down ("skipping") 
  • And more!

This workshop will be presented with Chris Grande of Walnut Hill Advisors on the following dates and locations:

  • Wednesday, September 13, 2017, 10:00AM at the Chelmsford Senior Center
  • Thursday, September 14, 2017, 1:00PM at the Medford Senior Center
  • Thursday, September 28, 2017, 11:30AM at the Bedford Senior Center

Open Format: Bring your Questions

Prior to the seminar, participants should prepare up to three questions in advance and submit them to the attorney at the beginning of the seminar. At a minimum, 20 questions will be answered with as much detail as possible.

Some sample topics that questions should be based around include:

1.            Trusts: Revocable and Irrevocable           

2.            Probate                                                                                 

3.            Estate Tax                                                             

4.            Medicaid/Masshealth                                                    

5.            Health Care Proxy                                                            

6.            Power of Attorneys                                                        

7.            Home Options and Capital Gain                                   

8.            Reverse Mortgages

9.            The interaction of Financial Planning and Estate Planning

10.          How to Prepare for a Meeting with an Estate Planner or Financial Planner

11.          How often should you have your Estate Plan Reviewed

12.          How does the asset ownership effect your Estate Plan and your beneficiaries

This workshop will be presented on the following date and location:

  • Monday, September 25, 2017, 1:00PM at Bedford Senior Center 

One-on-one appointments are available for the Senior Center seminars. Please call ahead to schedule your appointment:

Chelmsford Senior Center: 978-251-0533
Medford Senior Center: 781-396-6010
Bedford Senior Center: 781-275-6825
Watertown Senior Center: 617-972-6490